Skip to main content

I've Been Phished


I've only shared a bank account with my husband for about two months now, so I'm still getting used to his bank. In the past, I've heard him said that sometimes his bank will stop his card from working if they suspect that his account has been misused. He then has to verify that it was him who made the purchase, then they release the hold. This has happened at least five times since we've been together, so when I received an "alert" that I needed to verify my card because of a suspicious purchase, I thought nothing of it. It arrived on my phone through text and had a link. The site had our bank's logo, totally seemed legit. I gave all of my information, yes including my social, and received a message that I was cleared to use my card again.
I text my husband that his bank was annoying and told him what happened. He suggested I called the bank to make sure it was them. I thought, it HAS to be them, that site was official.
Well, IT WAS NOT FROM THEM.
My heart sank into my stomach and I began to panic. I had my identity stolen when I was in high school and found out at 19, so I knew I should call the credit bureaus to put a fraud alert on my credit,  cancel my card, change my passwords.
But I still feel beyond stupid. I was up until 3 am trying to figure what else I could do. I found this site that lists what you can do if you've been phished.
https://www.consumer.ftc.gov/articles/0003-phishing
I hope no one ever has to go through this!
I just stopped nursing two weeks ago, plus I'm sad to leave my baby soon for work, and now this?!?!
I cried all night and day.
I felt like throwing up at the thought of someone using my social for a job or to apply for credit.
I was so depressed today, I sat on the same position on my couch for three hours before I could force myself to move.
I feel so dumb.
Be careful out there.

Comments

Post a Comment

Popular posts from this blog

Decluttering-Getting Rid of Facebook

I have a month left of maternity leave. To say that I'm overwhelmed is an understatement. I've spent the last year decluttering my house. I recently realized that I need to declutter my social media as well. I don't have a Twitter or Instagram. I only recently got a Snap Chat. I joined a decluttering group about a month ago. At first it was very helpful. I was glad to find other people who were on the same journey as I. I noticed a few shared blogs of their journeys. I thought that was a fantastic idea and shared three posts of my own. It was then announced that posting your own blog wouldn't be allowed. I panicked. I felt like I was in trouble, that I did something wrong. I am in a state right now where I am struggling postpartum so what some may have seen as not a big deal, was a big deal to me. I apologized for sharing my blog, trying to explain that my own posts would be too long so that's why I shared it. But I continued to panic, and with fight or flight, I...
1 comment
Read more

Makeup Declutter-Why It's Important to Take Pictures!

I'm sure everyone else who is decluttering has already been doing this, but I wish I would have taken before and after pictures of my progress! Sometimes I feel like decluttering is like losing weight; sometimes you can't see your progress and it can become discouraging. I've been decluttering and minimizing for a year now, and some days I feel like my house looks the same. But I know that I have come a long way! I wish I would've taken a photo of our crazy then office with all of the papers that were hoarded in that room. It's now my baby's room and is quite clear. I would love to compare the two though! I was feeling like I could minimize my makeup some more, because it still feels like too much. So I tried to remind myself that I've come a long way. I still had my containers that used to hold my makeup, so I put the two I emptied out next to my makeup bag. I could see that I did clear out a lot of makeup! It's reassuring to see, but I plan on ...
Post a Comment
Read more

We're debt free! We Paid Off $39,000 of Debt in A Year and a Half!

$39,359.38 to be exact!      In 2016, I took a year of maternity leave which forced our household to rely on one income. This was a big life alerting moment as we were barely making it. After looking at minimalism stuff for inspiration  to declutter, eventually I was lead to Dave Ramsey, which let us to enroll in Financial Peace University. We are now debt free and also have completed baby step three, which is having an emergency fund. Here is what we owed: Couch- $710.05 My daughter's saxophone: $1324.30 Credit card #1: $2166.17 Credit card #2: $4,009.05 Credit card #3: $9,833.40 Car: $18,072.65 Braces for Our Teen: $3,243.76  Since November 2018, we have been debt free!  We do have a house payment, but we can finally breathe a little! If we can do it, so can you! Communication is important! Here's some tips from a former blog I wrote that on how we were able to get out of debt . And to update, we did finally cut our cable! Thanks for...
Post a Comment
Read more