Finally Paid Off That Couch!-Getting Out of Debt

My husband and I started the online course for Financial Peace University at the end of May. We still need to finish the course; we're currently on lesson seven!
We have been on one income for a while because I've been on maternity leave. We had about $700 left to pay off of a couch, which is our smallest debt to get rid of.

I'm so happy that we finally made some progress! We'll be paying our couch off this week! So in just a little over a month, we were able to find the extra money needed to make larger payments!
I wish we would have enrolled in this course a lot sooner!

We struggled with budgeting at first but we're getting the hang of it! We use the website EveryDollar.com, the budgeting website recommended by FPU. It's very helpful because you can see where every dollar goes! It'll tell you how much you've spent and how much money is remaining. It may seem very time consuming to enter what you've paid, but it's probably one of the things that have helped us the most. I initially wasn't going to enter the payments after we entered the budget, but sometimes we'd forget to pull out cash and would use our debit cards. I'd try to keep it all in my head how much we'd have left over. You can imagine that was very successful haha (I still have pregnancy brain. After ten months postpartum, can that happen??). After decluttering photos from my phone, I was finally able to make some room for the EverDollar app, something I told myself I wouldn't download.
Baby step number two is discouraging at times because it seems like the sacrifices aren't getting anywhere, but it's definitely worth it in the long run. I can't wait to pay off the next item on our debt list!

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