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Showing posts from September, 2020

We're debt free! We Paid Off $39,000 of Debt in A Year and a Half!

$39,359.38 to be exact!      In 2016, I took a year of maternity leave which forced our household to rely on one income. This was a big life alerting moment as we were barely making it. After looking at minimalism stuff for inspiration  to declutter, eventually I was lead to Dave Ramsey, which let us to enroll in Financial Peace University. We are now debt free and also have completed baby step three, which is having an emergency fund. Here is what we owed: Couch- $710.05 My daughter's saxophone: $1324.30 Credit card #1: $2166.17 Credit card #2: $4,009.05 Credit card #3: $9,833.40 Car: $18,072.65 Braces for Our Teen: $3,243.76  Since November 2018, we have been debt free!  We do have a house payment, but we can finally breathe a little! If we can do it, so can you! Communication is important! Here's some tips from a former blog I wrote that on how we were able to get out of debt . And to update, we did finally cut our cable! Thanks for...